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Please click on the link below and read how you can make wise financial management choices during these difficult economic times.

Although this may be an old news story, the information is still very applicable today.

I rediscovered this story when I was going through some old saved emails and thought you might appreciate this article.

http://newsroom.lds.org/ldsnewsroom/eng/news-releases-stories/wise-financial-management-during-tough-economic-times

Yes, we live in hard times with speculation suggesting that things will become much worse.  We cannot fret and worry about it, nothing good will come from it. Instead, we must do the best we can to prepare so we will respond appropriately to a situation. We respond best when we understand the problems we face, determine how we can meet the conditions we face, and come up with plans to deal with whatever we face now and in the future.

No one will come through the days ahead unscathed by the difficulties! However, the better we understand the challenges expected and prepare the best we can, the better we will be able to handle whatever we might face. This will definately be a blessing to us and our families.

Please, do not try to face your trials alone; there is no good reason for it.  We all should have the type of friends in our associations that see things from our perspective and will work with us in making wise plans.

We should be able to plan and pool together our knowledge, skills, and resources in order to face our trials . For example: My husband has collected several dutch ovens and a supply of charcoals. We have a friend or family member who has food items, so we cook their food in our ovens and share the meal. More and more frequently, out of necessity, we will see this sort of cooperation taking place!

We all have knowledge, talents, skills, and resources that we can share if we have a mindset to do so.  Speak with your close family members and friends and see what you and they have that can be pooled during these times. This is how our pioneers were able to get through hard times during the days of the Old Wild West and other times in history?  It is healthy for society when people to combine what they have and share it with someone in need.

Have you thought about what you have to share with those you trust and what they have to share with you as well? If you have not thought about it before, perhaps you will now.  As I said before, there is no need to face trials alone. We were created to need each other and have talents and gifts given to us by our creator to share with people to make their lives better. If we do not use them for this purpose, we may lose them. Life will feel unsatisfying and we will not feel content in the live we live. Remember this when you see an opportunity to help someone who needs what you have and make the choice to help.

I would love to hear your stories and how you or your ancestors made it through difficult times by combining their resources.

My love and prayers are with you as you make plans for handling the recession and/or your personal crisis.

I just had to share this article with you. It came to me in an email from Mike Dillard, who is a very successful entrepreneur. I admire this man and I respect his advice.

I hope you benefit from this email I’ve reposted for you and glean important information from it to help you deal with our unstable times.  The information I report is for you to glean information so you can make decisions about your future.  I make no money off the sale of these books and they do not appear in our store.  You take the information for what it is worth to you and do with it what you wish.

We all know that we live in difficult times and that the times ahead could possibly become worse. If we have prepared the best we can, we can hope to get through it all with little pain. The more we understand the better we can approach the situation is the way I see it.

This Journey Began Two Years Ago, (and has been quite profitable), Thanks To The Following…

1: Robert Kiyosaki’s book, “Rich Dad’s Prophecy“. Written in 2002 (!!!), Robert basically called the collapse of 2008, six years before they happened.

This book will give you an excellent bird’s-eye-view of what’s happened, why it happened, and what’s still to come. (And yes, there’s still much ahead in the coming years). This is the book that “woke me up” to what was about to happen, and spurred me into massive action.

2: My good friend and financial mentor, Kip Herriage from the www.VRALetter.com. Kip’s stock portfolio has finished up 100%+ annually for the last 8 years, which is insane. The guy is ridiculously good when it comes to the market, and calling critical market changes days before they happen.

3: Through Kip and Robert, I became very good friends with Michael Maloney, author of Rich Dad’s “Guide to Investing In Gold and Silver”

Michael’s book came out about two years ago, and it’s AN AWESOME, easy to read piece that will teach you the history of money, fiat currencies, precious metals, and the Federal Reserve.

As Robert would say, “Once you understand history, you can accurately predict the future”. Michael’s book will teach you the history in a quick, fun, and easy-to-read manner, so you can see the future.

I visit Michael’s site, www.GoldSilver.com several times a day to comb through the news articles on the home page.

I gave the head of every household in our family a copy of this book for Christmas, so he could take responsibility for his family’s future. (Ironically, not a single one of them has found the time to read it yet).

4: www.BusinessInsider.com. This is the best news site in the world as far as I’m concerned, and the only one I read.

5: Finally, I just found these videos through a friend last week. The information wasn’t new to me, but I think it’s a GREAT resource if you’re brand new to what’s going on. http://www.chrismartenson.com/crashcourse

By the time you watch the entire free video series, you’ll know more about what’s happening, why, and what’s to come in the future, than 99.99% of the world.

So there’s a great “getting started” list for you.

For the most part, they all say the same thing, because as I mentioned before, the outcome of today’s economic events are inevitable.  Anyone seeking the truth, looks at the same events, the same numbers, and sees the same future.

It’s not too late, but the clock is about an hour from midnight. Arming yourself with this knowledge today, will ensure a prosperous and profitable tomorrow.

To your future,

Mike Dillard

Written By Judith Sherman

I can’t think of better advice from this video for you as a consumer, as a nation, and as a citizen of any nation. All of us will face these problems in the future, some of us sooner than others.

Having a savings account used to be the first thing parents taught their children about money management.   Now few parents talk to their children about having a savings account. Instead, they teach them by example to spend money freely by using plastic credit cards and a check books.

Children nowadays have very little idea of what things cost or have an understanding of the value of money. We need to teach our children that we don’t buy everything we see and that we want. They need to understand restraint and delayed gratification in the greater scheme of things in life.

What plans do you have to adjusting your spending habits and save money?   I understand that making ends meet and saving our money is a difficult thing to talk about in these times, but we need to find a way to put aside $10 or $20 a month to start with. After that, we need to find a way to pay off debt, one at a time, until each are all paid off. I know, “It’s easier said than done,” yet we really need to do something now in order to survive in the days ahead.

Don’t get lulled into thinking that, if the dollar crashes, we will be free of debt…that is a mistake in thinking.   The only ones that will benefit from the dollar crashing is the government.  The nation, in essence, will be bankrupt and therefore, free of debt to foreign countries…but we are not free of our debts. Sorry, but that is how the government planned it.  That is why the government wants to know where all your money is being kept.

For more information, go to http://StandUpPatriots.com or http://momsandgrandmasunited.com.

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Written By Judith Sherman

Are you ready for retirement yet, or will you be retiring soon enough?

How do you plan to meet your retirement needs?

What will you do when it’s time for you to retire?

We can help you with some of your preparations.  Just check out our store and see greenhouses and other items. We have more items coming soon as well, including emergency supplies, alternative heating, and food storage items.

Just check out our store and see greenhouses and other items. We have more items coming soon as well, including emergency supplies, alternative heating, and food storage items.

If you have an idea of something we can add to our store to help people, feel free to contact us and we will review your product or idea and see what we can do.

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